United Capital Financial Services is a Himmatnagar-based loan consultancy dedicated to simplifying access to credit for individuals and businesses across Gujarat. Operating from our office at Shantam 9, Motipura, we work as an independent bridge between customers and India's leading banks and NBFCs — helping you compare, choose, and secure the right loan without the runaround of multiple branch visits.
From Personal and Home Loans to Business, Mortgage, and Gold Loans, our team of experienced advisors manages your application end-to-end: eligibility assessment, documentation, lender matching, and disbursement follow-up — all under one roof.
To make loan approval simple, transparent, and accessible for every individual and business in Gujarat — by matching each customer to the lender and product best suited to their financial needs, with honest guidance at every step.
To be Gujarat's most trusted name in loan consultancy — recognized for integrity, speed, and customer-first service, while building long-term financial relationships that go beyond a single transaction.
Founder & Director, United Capital Financial Services
"Your trust is our biggest asset. Your success is our mission. When we started United Capital Financial Services, our goal was simple — no customer should have to navigate the loan process alone. Every day, our team works to demystify paperwork, negotiate better terms, and stand beside our clients from application to disbursement."
— Chandrakant Kapadiya, Founder & Director
50+ years of combined corporate banking experience, guiding every client's financial journey.
Founder & Director
Over 19 years of corporate banking experience across Kotak Mahindra Bank, ICICI Bank, Agriwise Finserv, Mahindra Home Finance, India Shelter, and Capital India Finance — where he rose from Branch Manager to Gujarat Head. Expert in Mortgage, Home, Business, and Working Capital Loans, with access to a network of 150+ banks and NBFCs.
Sales & Business Development
15+ years of banking operations experience, starting at ICICI Bank in 2007 across the Sabarkantha region before moving to Kotak Mahindra Bank, where he managed branch operations, compliance, and logistics. Leads Sales & Business Development at United Capital.
Sales Management & Marketing
18+ years of banking operations experience across IDBI Bank, HDFC Bank, and Kotak Mahindra Bank, with deep expertise in branch banking, retail banking, and secured lending. Drives Banking Operations and Client Relationship Management at United Capital.